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The very procedure of registration of the results of investing in property investors in the Act is not provided. In addition, investors bear the risk of losses related to changes in market value of the property constituting the rust oleum concrete stain Mutual Fund. Apparently, having exhausted other resources, lawmakers once again reminded of the practice of HBC. Not so long ago adopted the Federal Law of December 30, 2004 № 215-FZ "On the housing and savings cooperatives and their efforts to attract and benefit from savings of citizens" is intended to solve all the problems in the "recruitment and use of funds by members rust oleum concrete stain of cooperatives for the purchase or construction of residential premises in apartment buildings cox cable hampton roads and individual houses. " Developers offer citizens a number not less than 10 and not more than 20 thousand registered as a legal entity funded housing co-op, to form bodies of its rust oleum concrete stain management and the Audit Commission (from the participants), and also, apparently, to hire staff: accountants, lawyers and builders. Then the co-op will only have to purchase housing or the right to housing under construction. It seems that such a law will not solve the housing problem. The need for legislative development of the design of the investment contract matured, not only because investors and performers do not feel secure in the investment market. In modern conditions the problem emerged due to the capitalization of income. Not for nothing by investing economists understand the process of investing in any company, business. An investment contract is intended to regulate the financial processes associated with the conversion of income into capital and capital movement. The subject of the investment agreement should include a process flow of funds, as well as the mechanism for registration of rights to the created object in the investment process. The process of making a direct investment or construction of the facility should be regulated by other civil-law contracts - contracts, sales, etc. If this interpretation of the subjective or objective of investing in the investment agreement are not affected: private investment, tend to focus on profit, government also carried out and to regulate the economy and citizens to invest their earnings in order to obtain housing and social beneficial result. Membership is in business associations, partnerships, cooperatives, a substitute for participation in the investment agreement, is intended primarily for organizing the activities of the participants, rather than capital.

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